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  Sun Apr 22

Nassau Suffok Cancelled Swap Night

Unfortunately, we have not met the minimum requirement of vendors for our Swap Nite. We believe with the multiple events running on the same day there was just not enough interest for this date. So we are postponing Swap Nite, possibly until June of this year. We are working out the details For another date. We are so sorry to have to cancel to a much looked forward to event. Please spread the word. Check back frequently for updates.

   
  Thu Apr 19

Swap Night

Join us at NSHA Swap Night - Everything for the Rider except the Horse!

April 28th 4 pm - 8 pm at The Barn at Old Bethpage Village Restoration

Have stuff to sell? Tables are still available! Book one now.

Contact Christine Tabacco-Weber at ctabacco@gmail.com or call 516-225-5636

Hope to see you there Smile


   
  Thu Apr 26

Boots On The Ground May

 
 
Boots on the Ground NY
'Leaving No Veteran Behind'
 
What’s happening in May, it’s going to be a busy month, here’s some of things happening
 
May 5th – Our Annual Fundraiser at Mulcahys
7th Annual Robert Cafici Memorial, this is the event that pays the rent at the VAC, a place where Veterans come together.
 
May 12th – Honor Flight Long Island at MacArthur Airport
Welcome Home & Motorcycle Escorts
 
May 20th – Balls, Brews and Boots at Meetball of Patchogue
Food and beer tasting with portion of proceeds given to BOTGNY
 
April 21st & May 19th – BOTGNY Food drives
We are in critical need of food items presently
 
Please check our website for more details at 
 
Currently we are in dire needs of funds for our Veteran Support Program 
To make a tax-deductible donation please use our secure link atwww.BootsontheGroundNY.com/donate
 
 
VETERAN PEER NIGHTS AT THE VAC
 Tuesday night at the VAC is a Male Veteran peer night 
(doors open 6:45PM)
Thursday night at the VAC is a Female Veteran peer night
(doors open 6pm)
Either stop in to chat with other Veterans, watch TV, play a game of pool, break bread with us, or assist us as we always have activities that help us accomplish our Veteran outreach missions.
The food and personal care pantries are available all evening.
Some weeks the group may go to outside activities, bowling, movies, sporting events, adventure park, etc. so please check event each week, or call the VAC at leave a message at 631-615-2200
 
On Tuesday May 15th, we will be going bowling, as we do every 3rd Tuesday. Meet up at the VAC at 1900 hrs, we will be leaving at 1945 after we have dinner. All Veterans invited. Evening costs such as lane, food, shoes and games all covered by BOTGNY thru community donations.
 
Always check our Facebook or website for upcoming activities at the VAC.
Please help us spread the word to Veterans, there is a place to go.
Anything said in the VAC stays in the VAC & sometimes you just need to be around other Veterans for the comraderies 
Chow, snacks, refreshments & food all available so come hungry.
(we are also always appreciative of home cooked meals and snacks being dropped off for this event, for years we have had community members and restaurants donating food for our group activity nights, we ask that chow be dropped off at 6:45 pm, or contact us at info@bootsonthegroundny.com or for any supporters or  visit this link for more information: https://mealtrain.com/yl68vm
 
The Peer nights are Veteran & Service member evening only.
(sorry no spouses, family members, kids, etc.)
The ‘VAC’ (Veteran Activity Center) is located at 
GET INVOLVED - STAY CONNECTED!
 
 
Food pantry collection drive
Saturday April 21st
Food pantry collection day as is every 3rd Saturday of the month. 
We'll be open for a few hours for collections 1000 hrs-1500 hrs.
Currently our Food pantry is critically low
What we need: Canned foods, such as soups, meals in a can, chef boy r dee, Chili. Cans / packets of tuna fish, turkey, chicken, fruit, etc. Frozen Foods- (we have 2 freezers and 2 fridges). Pasta and sauce, Mac and cheese. Rice dishes. Boxed foods, cereals, carbs, breakfast bars, etc. Coffee, (cans and k-cups). Snacks, (individual packets).
We are urgently in need of: Peanut butter and jelly, Packets/cans of chicken and tuna, Cereals, Oatmeal's, Rice, drink mixes, crackers, coffee, cans of tomatoes sauces, soups, cans of fruit, condiments, Frozen foods, cooking essentials, such as oil and seasonings, kid’s food such as chef boy r di, mac and cheese, kids type snacks and drinks
(we are currently well stocked on cans of vegetable, beans and chili.)
And always new packages of socks, underwear, sweatshirts and pants for our hospitalized Veterans. We are in very in need of shower shoes for patients hospitalized in inpatient programs.
 
We can also use gift cards to store such as Stop-n-Shop, King Kullen, Walmart
Cards can be mail to PO Box 675 Bellport NY 11713
 
We are also always collecting items to ship to the Troops
Such as:
Beef jerky, packets /cans of chicken and tuna, snack bags, nut mixes, protein snacks, drink mixes, meals in a can, socks, underwear, note pads, flashlights, batteries, small travel games, playing cards
Coffee and Letters and Notes from the states.
 
You can bring items down this Saturday between 11-3 pm if you wish to pack them so we can ship out to the Troops next week. 
 
 
Interested in Security Guard Work?
Would you like to start a career or part time employment as a Security Guard?
And there is currently plenty of work available.
Boots on the Ground NY has formed a partnership with Neary Confidential Investigative Service Security Training Academy. (A Veteran owned and operated business) located at 38 Oak Street, Suite 4, Patchogue, NY 11772
Neary offers Veterans free tuition fees for the 8 Hour Pre-Assignment Training Course which is the first step to become a licensed Security Guard in the State of New York. Boots on the Ground NY will assist with state fees for application. (veterans & military only)
The Security Training Academy’s Director and Lead Instructor, CWO2 Tim Neary, USCG (Ret.) will assist you with the Security Guard application and help you along the way with any questions you have with the process.
Call 631-730-5694, leave a message and someone will get back to you.
Check out Facebook @ www.facebook.com/NCISPI & check for class dates.
 
 
 
Veterans / Military Service Members – keep in mind we are here for you, we have your back. Stop in during peer nights and learn more. 
The VAC is an amazing thing. Veterans can just walk in, no need to be a member, utilize the pantries that have food, frozen foods, pet food, toiletries, cleaning supplies, break bread and have chow with us or just a cup of joe, make new friends, reminisce, have a laugh or get a shoulder to lean on or maybe just an ear to listen. Camaraderie. Be a backbone in the mission. Through networking with other attendees maybe find a job, a place to live, so many wonderful things just by getting off the couch and visiting us on a Tuesday night.
Veterans! Get involved and stay connected.
 
 
Its been a busy year so far
We shipped 1000’s of care package boxes to Military members around the world. Helped dozens of Veterans transition into housing by supplying them with household furniture, furnishings, new beds, food, clothing
BOTGNY is making a huge difference assisting Veterans right here on Long Island 
 
Thank you for all of those that donated items and came into the VAC to help sort, pack and label for the care package missions. 
 
To make a tax deductible financial donation please click on www.BootsontheGroundNY.com/donate or you can mail a check payable to Boots on the Ground NY at PO Box 675 Bellport NY 11713
 
On behalf of the Veterans we assist and that utilize the VAC, 
We Thank You.
 
 
A note from BOTGNY Founder
This has already been a tough week. Not my life but for a few Veterans that came to us for help this week. So here we are trying to figure out how to help these Men that served our Nation honorably. You have no idea how hard it is for me to keep emotions in when a brother Veteran starts tearing up while telling me the situation. These Men have families and children. I, we need your help to help some veterans in bad ways this month, I can’t give details, but you know what we do at Boots on the Ground NY. If you can pitch in a few bucks please do so at www.bootsonthegroundny.com/donate
My goal this week is $1500 raised, your donation is tax deductible and appreciated 
#leavingnoveteranbehind
 
Thank You.
 
 
Thank you for your support!
Frank Bania
Founder / President
Boots on the Ground NY
631-615-2200
a 501c19 Veteran organization - Fed #27-4279559
 
BOTGNY is 100 % Volunteer and your donation goes exactly where you expect it to. (never a salary or paycheck)

   
  Sun Apr 22

pony cart needed

Looking for a small pony cart and harness 
*The pony is the size of a Shetland*


contact Jenny Guzzi from LIL Bits Farm 

631-767-5517

   
  Thu Apr 26

sharing a tractor trailer load of Suncoast Pine Shavings

  1. I am looking for someone  anywhere on Long Island who may be interested in sharing a tractor trailer load of Suncoast Pine Shavings.  These may be seen at www.suncoastbedding.com  Suncoast are very high quality, dustless shavings from Georgia, available in fine, medium, or large flakes, and compressed into your choice of 10 cu ft. or 12 cu ft. plastic bags.  A half load is approximately 650 bags, delivered plastic wrapped with rain caps on pallets for outside storage.  If someone is interested in less than a half load, I am able to take more than half.  If interested, or if you would like to see these shavings, please contact me at drbrambles@yahoo.com.

 

   
  Sat Apr 21

Beautiful Saddle For Sale

*** Billy Royal Youth/Small Adult Saddle ***

$2,000


 

  • Impeccable quality and style

  • Ultimate balance and comfort

  • Saddle is meticulously hand-tooled

  • Hand-shaped and padded seat provides the ultimate comfort and balance

  • Close contact skirting provides the ultimate in close contact with your horse

  • Beautifully hand-engraved sterling silver plated trim in classic scroll design

  • Sizes:  14in

  • Color:  Light oil

  •  

For Information, Contact Janice

razmatas@msn.com

631-288-8256

   
  Sat Apr 21

Beautiful Saddle For Sale

*** Billy Royal Youth/Small Adult Saddle ***

$2,000


 

  • Impeccable quality and style

  • Ultimate balance and comfort

  • Saddle is meticulously hand-tooled

  • Hand-shaped and padded seat provides the ultimate comfort and balance

  • Close contact skirting provides the ultimate in close contact with your horse

  • Beautifully hand-engraved sterling silver plated trim in classic scroll design

  • Sizes:  14in

  • Color:  Light oil

  •  

For Information, Contact Janice

razmatas@msn.com

631-288-8256

   
  Sat Apr 21

Beautiful Saddle For Sale

*** Billy Royal Youth/Small Adult Saddle ***

$2,000


 

  • Impeccable quality and style

  • Ultimate balance and comfort

  • Saddle is meticulously hand-tooled

  • Hand-shaped and padded seat provides the ultimate comfort and balance

  • Close contact skirting provides the ultimate in close contact with your horse

  • Beautifully hand-engraved sterling silver plated trim in classic scroll design

  • Sizes:  14in

  • Color:  Light oil

  •  

For Information, Contact Janice

razmatas@msn.com

631-288-8256

   
  Wed Apr 25

Private Mortgage Insurance explained

Private Mortgage Insurance (PMI) 

If your down payment on a home is less than 20 percent of the appraised value or sale price, you must obtain private mortgage insurance, known as PMI, with your lender. This will enable you to obtain a mortgage with a lower down payment because your lender is now protected against any default on the loan.

 

PMI charges vary depending on the size of the down payment and the loan, but they typically amount to about one-half of 1 percent of the loan, according to the Mortgage Bankers Association of America. Mortgage insurance premiums are not tax deductible.

 

Example

Let's say you put down 10 percent or $10,000 on a $100,000 house. The lender multiplies the 90 percent loan, or $90,000, by .005. The result is an annual PMI of $450, which is divided into monthly payments of $37.50.

 

Most home buyers need PMI because 20 percent of the sale price on a home is a lot of money; for instance, that's $20,000 on a $100,000 home. Home buyers must maintain the PMI premiums until they cross that one-fifth-of-principal threshold, a process that can take years in longer-term mortgages.

 

Tip

Keep track of your payments on the principal of the mortgage. When you reach the point where the loan-to-value ratio hits 80 percent, notify the lender that it is time to discontinue the PMI premiums. The Homeowners Protection Act of 1998, which took effect in 1999, requires lenders to tell the buyer at closing how many years and months it will take for them to reach that 80 percent level and cancel PMI. Lenders must automatically cancel PMI when the balance hits 78 percent.

Note: The law does allow lenders to continue requiring PMI all the way down to 50 percent equity for so-called high-risk borrowers. Traditionally, those loans that are considered riskier include reduced documentation loans, in which customers provide less proof of income and other information during the approval process. Loans for people with spotty credit histories and higher debt-to-income ratios also fall into this category. Additionally, some FHA loans require payment of PMI throughout the entire life of the loan.

 

Ways to avoid PMI

In today's market, there are some new ways to avoid mortgage insurance even when you don't have the standard 20 percent down payment.

 

Pay more interest: Some lenders will waive the mortgage insurance requirement if the buyer accepts a higher interest rate on the mortgage loan. The rate increases generally range from .75 percent to 1 percent, depending on the down payment. The advantage is that mortgage interest is tax deductible.

 

Using an "80-10-10" loan: This program involves two loans and a 10 percent down payment. The 90 percent loan is financed with a first mortgage equal to 80 percent of the sale price, and a second mortgage for the remaining 10 percent of the sale price. The second mortgage has a higher interest rate but since it applies to only 10 percent of the total loan, the monthly payments on the two mortgages are still lower than paying one mortgage with mortgage insurance. Plus, again, there is the advantage of mortgage interest being tax deductible.

 

Example: If we compare the purchase of a $100,000 home under the "80-10-10" plan with a standard fixed mortgage including PMI, we find that the former is $17.45 cheaper each month.

 

Here's how it works. Under the "80-10-10" plan, the 10 percent down payment on a $100,000 house is $10,000. The first mortgage is $80,000 at 7.50 percent, which comes to a monthly payment of $559. The second mortgage for $10,000 has a 9.50 percent interest rate, making a monthly payment of $84. Total monthly payments of the two loans: $643.

 

With a $10,000 down payment, one mortgage of $90,000 at 7.50 percent has a monthly payment of $629, plus PMI of $31.45, making a total payment of $660.45.

 Sharyn Guzzi

631-902-0342

 

 

   
  Mon Apr 23

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